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Visa* FlexRate Card

Your card. Your rewards. Your way.

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the Visa FlexRate Card gives you maximum flexiblity for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

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Or Call (1.855.341.4643)

*Offer Details:

  • Every cardholder earns 1 point for every $1 spent on everyday purchases. Build your rewards quickly and redeem with as few as 1,000 points.
Offer Terms & Conditions

Card Benefits

  • Annual Fee: $40.00
  • Interest Rate: Variable; Prime Rate + 6.9% to 15.9% purchases and cash advance
  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Purchase Protection & Extended Warranty1
  • Mobile Device Insurance1
  • Visa Benefits


You decide how to spend your money, so the Visa FlexRate Card gives you the freedom to decide how to use your reward points. Your valuable reward points can be redeemed for gift cards, hotel stays, travel or over 1,000 merchandise options.

With your Visa FlexRate Card, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases
  • Redeem rewards with as little as 1,000 points

Visit to preview rewards.

See Terms & Conditions for complete details.


When things break, your Visa FlexRate Card can help cover you.

  • 90 days purchase protection on purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card1
  • Mobile device insurance up to $1,0001

Click 1here for complete details of coverage.