2026 1st Year Fee Rebate
Classic credit card: Simple. Reliable. Low rate.
The Classic credit card keeps things straightforward for those who value simplicity and practicality.
Apply for a Classic credit card and receive a $20 annual fee rebate1 for the first year.*
- Auto rental benefits
- Purchase Protection & Extended Warranty Insurance
- Mobile Device Insurance
- Zero Liability Fraud Protection
Centra Gold credit card: The perfect balance of rewards and low rate.
Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year.*
- 12.99% Fixed APR
- 1 Flex Rewards point for every $1 spent on all purchases
- Flexible rewards points redemption options
- Auto rental benefits
- Purchase Protection & Extended Warranty Insurance
- Mobile Device Insurance
- Zero Liability Fraud Protection
Low Rate Business credit card: Low rate meets your first year free*
Apply for a Low Rate Business credit card and receive a $25 annual fee rebate for the first year.*
- Zero Liability Fraud Protection
- Purchase Protection & Extended Warranty
This offer is available for a limited time from January 1, 2026, to December 31, 2026.*
How to apply:
- Apply for a credit card online
- Visit your local branch to start your application
Introducing CardWise, a digital account management platform that lets you manage your credit cards with security and ease.
Take control of your credit card with CardWise by setting up automatic payments, enabling alerts & controls, enrolling eStatements, and more!