More reasons to have a premium everyday.
From daily essentials to life's bigger plans, enjoy rewards, protection, and benefits that help you get more from every purchase.1/2
Apply, activate, and earn: Apply for Cash Back World Elite® Mastercard1 or World® Mastercard2, activate your card, and make qualifying purchases between September 14 and December 31, 2026 to earn up to 35,000 bonus Flex Rewards points (up to $350 in cash value).†
Here's how you can earn up to 35,000 Flex Rewards points
+ 5,000
Step 1
Activate and get started
Activate your card and make a purchase to earn 5,000 Flex Rewards points.
+ 10,000
Step 2
See rewards build over time
Reach the qualifying spend amount and unlock an additional 10,000 Flex Rewards points.
+ 20,000
Step 3
Celebrate a milestone
Reach the secondary qualifying spend amount and annual threshold to receive an additional 20,000 Flex Rewards points.
= 35,000
Potential Bonus
Total Flex Rewards Points
Earn up to 35,000 bonus Flex Rewards points when all qualifying spending milestones are achieved.
†Terms and conditions apply. Click here for further details
Eligible cards
View Cash Back World Elite Mastercard features and benefits1
  | - Earn 4 points for every $1 spent on Grocery and Sustainable Transit
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining
- Earn 1 point for every $1 spent on all other purchases
- Travel with ease: Get insurance coverage, including Emergency Health Care and Baggage Coverage, and 24/7 Travel Assistance.
- Safeguard your peace of mind: Enjoy an array of features, including Purchase Protection, Auto Rental Collision/Loss Damage Insurance, Extended Warranty and Mobile Device Insurance on eligible purchases.
|
| 1Click here to learn more about the terms and conditions, features and benefits of the Cash Back World Elite Mastercard. |
View World Mastercard features and benefits2
  | - Earn 3 points for every $1 spent on Grocery
- Earn 2 points for every $1 spent on Dining and Entertainment
- Earn 1 point for every $1 spent on all other purchases
- Travel with ease: Get from insurance coverage, including Emergency Health Care and Baggage Coverage, and 24/7 Travel Assistance.
- Safeguard your peace of mind: Enjoy an array of features, including Purchase Protection, Auto Rental Collision/Loss Damage Insurance, Extended Warranty and Mobile Device Insurance on eligible purchases.
|
| 2Click here to learn more about the terms and conditions, features and benefits of the World Mastercard. |
How can you redeem 35,000 Flex Rewards points?
View redemption options3
Gift Cards
Redeem points for gift cards from popular retailers, restaurants and everyday brands.
Merchandise
Choose from over 60,000 products including electronics, home essentials and sporting goods.
Charity Donations
Support over 86,000 Canadian charities through CanadaHelps.
Travel & Entertainment
Redeem points for flights, hotels, cruises, tickets, dining and unique experiences.
Cash Rewards
Redeem points for a statement credit or deposit into an eligible chequing or savings account.
3Click here to learn more about the Flex Rewards program.
Pro tip: Pair your purchases with CardWise
CardWise is a digital account management platform that makes managing your credit cards simple and stress-free. Registration is quick and easy through CardWise Online or the CardWise Mobile App.
Plus, you can use the Card on File feature to view which merchants store your cardholder information for future purchases.