Offer period: September 14 - December 31, 2026
More reasons to have a premium everyday.
From daily essentials to life's bigger plans, enjoy rewards, protection, and benefits that help you get more from every purchase
Apply, activate, and earn: Apply for a
premium consumer credit card,
receive a $120 first-year fee rebate, and activate your card†. Then, make qualifying purchases between September 14 and December 31, 2026 to earn up to 35,000 bonus Flex Rewards points.†Here's how you can earn up to 35,000 Flex Rewards points
+ 5,000
Step 1
Activate and get started
Activate your card and make a purchase to earn 5,000 Flex Rewards points.
+ 10,000
Step 2
See rewards build over time
Reach the qualifying spend amount and unlock an additional 10,000 Flex Rewards points.
+ 20,000
Step 3
Celebrate a milestone
Reach the secondary qualifying spend amount and annual threshold to receive an additional 20,000 Flex Rewards points.
= 35,000
Up to $350 in cash value
Total Flex Rewards Points
Earn up to 35,000 bonus Flex Rewards points when all qualifying spending milestones are achieved.
Premium value meets dependable support.
From daily expenses to bigger opportunities, the right card can do more for your business. Earn rewards on business purchases while benefiting from powerful management tools and reliable protection.
Apply, activate, and earn: Apply for a premium business credit card, receive a $130 first-year fee rebate, and activate your card†. Then, make qualifying purchases between September 14 and December 31, 2026 to earn up to 55,000 bonus Flex Rewards points.†
Here's how you can earn up to 55,000 Flex Rewards points
+ 10,000
Step 1
Activate and get started
Activate your card and make a purchase to earn 1,250 Flex Rewards points.
+ 15,000
Step 2
See rewards build over time
Reach the qualifying spend amount and unlock an additional 1,250 Flex Rewards points.
+ 30,000
Step 3
Celebrate a milestone
Reach the secondary qualifying spend amount and annual threshold to receive an additional 5,000 Flex Rewards points.
= 55,000
Potential Bonus
Total Flex Rewards Points
Earn up to 55,000 bonus Flex Rewards points when all qualifying spending milestones are achieved.
†Terms and conditions apply. Click here for further details
How can you redeem Flex Rewards points?
View redemption options1
Gift Cards
Redeem points for gift cards from popular retailers, restaurants and everyday brands.
Merchandise
Choose from over 60,000 products including electronics, home essentials and sporting goods.
Charity Donations
Support over 86,000 Canadian charities through CanadaHelps.
Travel & Entertainment
Redeem points for flights, hotels, cruises, tickets, dining and unique experiences.
Cash Rewards
Redeem points for a statement credit or deposit into an eligible chequing or savings account.
1Click here to learn more about the Flex Rewards program.
How to apply:
- Apply for a credit card online
- Visit your local branch to start your application
Pro tip: Pair your purchases with CardWise
CardWise is a digital account management platform that makes managing your credit cards simple and stress-free. Registration is quick and easy through CardWise Online or the CardWise Mobile App.
Plus, you can use the Card on File feature to view which merchants store your cardholder information for future purchases.