Reward your everyday.
Rewards and low rates, together in one card.
Apply, activate, and earn: Apply and activate your Centra Gold card1, then make qualifying purchases between September 14 and December 31, 2026 to earn up to 7,500 bonus Flex Rewards points (up to $75 in cash value).†
Here's how you can earn up to 7,500 Flex Rewards points
+ 1,250
Step 1
Activate and get started
Activate your card and make a purchase to earn 1,250 Flex Rewards points.
+ 1,250
Step 2
See rewards build over time
Reach the qualifying spend amount and unlock an additional 1,250 Flex Rewards points.
+ 5,000
Step 3
Celebrate a milestone
Reach the secondary qualifying spend amount and annual threshold to receive an additional 5,000 Flex Rewards points.
= 7,500
Potential Bonus
Total Flex Rewards Points
Earn up to 7,500 bonus Flex Rewards points when all qualifying spending milestones are achieved.
†Terms and conditions apply. Click here for further details
Centra Gold credit card
View Centra Gold card features and benefits1
How to apply
- Apply for a credit card online
- Go to Personal Cards
- Select the eligible card of your choice and click Apply Now
- Visit your local branch to start your application.
How can you redeem 7,500 Flex Rewards points?
View redemption options2
Gift Cards
Redeem points for gift cards from popular retailers, restaurants and everyday brands.
Merchandise
Choose from over 60,000 products including electronics, home essentials and sporting goods.
Charity Donations
Support over 86,000 Canadian charities through CanadaHelps.
Travel & Entertainment
Redeem points for flights, hotels, cruises, tickets, dining and unique experiences.
2Click here to learn more about the Flex Rewards program.
Pro tip: Pair your purchases with CardWise
CardWise is a digital account management platform that makes managing your credit cards simple and stress-free. Registration is quick and easy through CardWise Online or the CardWise Mobile App.


Plus, you can use the Card on File feature to view which merchants store your cardholder information for future purchases.