2025 0% Balance Transfer

Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and learn about how a Balance Transfer offer can help.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. 

Here’s how you can benefit from our balance transfer offer:

• Debt Consolidation: If you have balances on multiple credit cards you can consolidate them onto one credit card, making it easier to manage your payments.

• Pay off Balance Faster: With a 0% interest rate, more of your payment goes to reducing the principal amount, helping you pay off your outstanding balance much faster.
• Save on Interest: Take advantage of the 0% balance transfer rate on your credit union credit card, allowing you to reduce the overall amount that you pay in interest. Refer to the graphic below to see how much you can save!

†One-time admin fee of 3%. Terms & Conditions apply.
^Calculations assume that cardholder makes a monthly payment of 2% of each month’s balance. 
The graphic is for illustrative purposes only and subject to change without notice.

This offer is available from July 01, 2025 and expires on December 31, 2025. 

Your financial well-being is our priority. Here’s how you can take advantage of the offer:

1. Apply for a credit card by doing one of the following:

• Online Application
  • Click the ‘All Cards’ tab located at the top of your page.
  • Select ‘Personal Cards’ or ‘Business Cards’.
  • Choose the eligible card^*
  • of your choice.
  • Click ‘Apply now’
• Visit your local branch to start your application

2. Activate your card and transfer your balance.¹ You can do both steps in-branch, by calling cardholder services, or on through CardWise Mobile on your mobile device or CardWise Online on your computer.

• To learn more about CardWise, click here.
• To learn how you can transfer your balance using CardWise, click here.

¹A minimum transfer amount of $500 is required. You can transfer as many balances as your credit card limit allows during the promotional period if each transfer is $500 or more.

^*Terms and Conditions Apply.

Click here to view which cards are eligible with this offer.

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