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Centra Visa* Gold Card

A perfect balance of premium rewards and low rates.

Why pay more to carry a rewards credit card? The Centra Visa Gold Card helps you collect valuable reward points on the purchases you make on a regular basis. But you won't break the budget with high fees or high interest rates.


Apply from July 15 until August 15, 2025, and you could win the ultimate experience in Banff for you and a guest. Plus, a chance to win 1 of 4 prizes of $1,500.

When you switch to eStatements between July 1 and July 31, 2025, you’ll receive a $5 statement credit. Also, Tree Canada will plant a tree on your behalf, valued at $5 per tree.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. This offer is available from July 1, 2025 and expires on December 31, 2025.

Sign up for a new credit card and get up to 2,000 Flex Rewards Welcome Points. This offer is available from January 1, 2025 and expires on December 31, 2025.


Apply Now

Card Benefits

  • Annual Fee: $50.00
  • Additional Card Fee: $10.00
  • Interest Rate (Purchases): 12.99% Fixed
  • Flexible rewards points redemption options1
  • Auto rental benefits2
  • Purchase Protection & Extended Warranty Insurance3
  • Mobile Device Insurance3
  • Zero Liability Fraud Protection4
  • Mastercard Benefits


2Hertz®

  • Hertz Customer Discount Program (CDP) Number: 2291897
  • Up to 15% off the Base Rate
  • Fee-waived Underage Driver fee
  • Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250.
  • No Additional Driver fee
  • Free Enrollment in the Hertz Gold Plus Rewards® Program

2Thrifty® and Dollar®

     

®The Collabria Visa card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

*Trademark of Visa Int., used under license.

®Collabria trademark is a property of Collabria Financial Services Inc.

Rewards

Earn valuable rewards every time you use your Centra Visa Gold card.

  • Earn 1 point for every $1 spent on everyday purchases
    

Insurance

Emergencies happen. You can relax with the Centra Visa Gold in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.


Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance. By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.


®The Collabria Visa card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

*Trademark of Visa Int., used under license.

®Collabria trademark is a property of Collabria Financial Services Inc.

Offer Details

You could win a $14,000 Banff Adventure*

Apply from July 15 until August 15, 2025, and you could win the ultimate experience in Banff for you and a guest. Plus, a chance to win 1 of 4 prizes of $1,500. *Click here to view the offer Terms and Conditions.

$5 for you and $5 for Canadian forests.

When you switch to eStatements between July 1 and July 31, 2025, you’ll receive a $5 statement credit*. Also, Tree Canada will plant a tree on your behalf*, valued at $5 per tree. *Click here to view the offer Terms and Conditions.

Amplify your finances with 0% interest on Balance Transfers for 12 months.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. This offer is available from July 1, 2025 and expires on December 31, 2025. *Click here to view the offer Terms and Conditions.

Embrace the moment with Centra Gold in your pocket!

Apply for a Centra Gold now and get up to 2,000 Flex Rewards welcome points! Earn 1,000 points just by making your first purchase and another 1,000 points when you reach $1,500 in qualifying transactions within the first 100 days.* This offer is available from January 1, 2025 and expires on December 31, 2025*Click here to view the offer Terms and Conditions.