2023 3.9% Balance Transfer Offer


Worry-free with no-fee 3.9% balance transfers for 6 months

Take advantage of the opportunity to pay down your balance faster when you transfer balances to your credit card1 at a special 3.9% interest rate for six months and with no transfer fee!2  

By taking advantage of this special rate, you’ll get to: 

  • Consolidate your balances and pay only one interest rate on balances 

  • Save on annual fees from multiple cards

  • Enjoy this 3.9% balance transfer rate on as many balance transfers as your credit card limit allows for six months from the date of transfer 

1With the recent release of the Cash Back Premium Cards, both the Cash Back Visa Infinite and Cash Back World Elite will be eligible for the 3.9% Balance Transfer promotion effective June 29th, 2023

2To receive the promotional 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required . You can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more.

This offer is available from January 1, 2023 and expires on December 31, 2023

*Terms & Conditions apply. To view which cards are eligible for this offer, click here.