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Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more. 

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Or Call (1.855.341.4643)

*Offer Details:

  • Every cardholder earns 1 point for every $1 spent on everyday purchases. 
Offer Terms & Conditions

Card Benefits

  • Annual Fee: $50.00
  • Interest Rate: 9.90%
  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance1
  • Purchase Protection & Extended Warranty1
  • Accident Protection
  • Mastercard Benefits


With your Centra Gold Mastercard, earning rewards points is easy to understand: Earn 1 point for every $1 of net purchases. It’s that simple.

How you redeem your rewards is up to you. Choose from worldwide flight options with over 100 airlines. Stay in hotels with more than 80,000 properties available. Enjoy top cruise destinations. Or reward yourself with cash back, gift cards from top retailers or over 1,000 merchandise options.

Visit to preview rewards.

See Terms & Conditions for complete details.


Emergencies happen. Products break. Whether your issue is big or small, your Centra Gold Mastercard may cover you.

  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days1
  • 90 days purchase protection and double the manufacturer’s warranty (up to one year) on purchases made with your card1
  • Accident protection up to $125,000 while traveling by common carrier

Click 1here and here for complete details of coverage.