Return To Previous Page

Cash Back World Elite Mastercard®

Everyday rewards that move you.

Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite Mastercard®, earning rewards is as simple and flexible as redeeming them. Apply today and start earning on everyday purchases.


With the Cash Back World Elite Mastercard, you have perks that fit the way you live your life - from purchase protection, to coverage for your mobile device, to those days you want to live it up a little with your World Elite Mastercard® Exclusive Benefits


Must have Minimum Annual Income of $80,000 individual or a Minimum Household Income of $150,000 to qualify.


Sign up for a new credit card and get 5,000* Welcome Points after your first purchase. This offer is available from January 1, 2024 and expires on December 31, 2024.


Apply Now

Card Benefits

  • Annual Fee: $120.00
  • Additional Card Fee: $50.00
  • Interest Rate (Purchases): 20.99% Fixed
  • Earn Reward Points1
  • Emergency Health Care and Baggage Coverage - 15 days under 65 years2 
  • Protection For Grandchildren Travelling With You2
  • 24/7 Travel Assistance2
  • Auto Rental Collision/Loss Damage Insurance3
  • Purchase Protection & Extended Warranty Insurance3
  • Mobile Device Insurance3
  • Zero Liability Fraud Protection4
  • World Elite Mastercard Exclusive Benefits
  • Mastercard Benefits

2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change.

3 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.If you are an existing Collabria Cardholder you can file a claim or check your claim status here.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Rewards

The Cash Back World Elite Mastercard unlocks maximum rewards on your everyday purchases. Click here for more info.

  • Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
  • Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining2
  • Earn 1 point for every $1 spent on all other purchases

Enjoy a large assortment of Reward Points redemption options, including:

  • Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account
  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Just click here to search by redemption type.

For full details, please see the Rewards Terms & Conditions of this card. 

Insurance

Emergencies happen. Things break. Your card includes extra benefits to help you get the assistance you need around the clock and around the world.

  • Emergency Health Care Coverage - 15 days, under 65 yrs, including intergenerational coverage1
  • Baggage Coverage - 15 days, under 65 yrs - up to $5001
  • 24/7 Travel Assistance1
  • Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days2
  • 90 days purchase protection on eligible purchases made with your card2
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card2
  • Purchase Protection & Extended Warranty Insurance2
  • Mobile Device Insurance - up to $1,000 of coverage2

1 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change.

2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.


If you are an existing Collabria Cardholder you can file a claim or check your claim status below.

Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance.

By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Offer Details

We’re here to help guide you on your financial journey so you can thrive in Canada.

Sign up for a new credit card and receive a $50 cash back incentive. With advice on building credit and resources you may need to get started, we’re here to support you through the process.

The $50 cash back offer is available from January 1, 2024 and expires on December 31, 2024.

*Click here to view the offer Terms and Conditions.

Apply, Spend, and Earn Welcome Points!

Sign up for a new credit card and get up to 5,000* Welcome Points after your first purchase. Apply Now!

This offer is available from January 1, 2024 and expires on December 31, 2024.

*Click here to view the offer Terms and Conditions.