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Classic Mastercard®

Credit card convenience. Simple, easy and smart.

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: no annual fee, a low interest rate, and Mobile Device Insurance. The only decision you'll need to make is what to buy.

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Card Benefits

  • Annual Fee: None
  • Interest Rate (Purchases): 13.99% Fixed
  • Zero Liability Fraud Protection1
  • Purchase Protection & Extended Warranty2
  • Mobile Device Insurance2
  • Mastercard Benefits


Whether you're buying electronics, appliances or any other major purchase, you want to make sure you're protected if something goes wrong. The Classic Mastercard adds an extra layer of protection for most of the items you buy.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on your eligible purchases made with your card1
  • Mobile Device Insurance1

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance.
The Certificate of Insurance is available online here. Insurance coverage is subject to change.


If you are an existing Collabria Cardholder you can file a claim or check your claim status below.

Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance.

By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.

Offer Details

We're here to help guide you on your financial journey so you can thrive in Canada.

Sign up for a new credit card and receive a $50 cash back incentive. With advice on building credit and resources you may need to get started, we're here to support you through the process.

The $50 cash back offer is available from January 1, 2024 and expires on December 31, 2024.

*Click here to view the offer Terms and Conditions.

Simplify your finances with 0% interest on Balance Transfers for 9 months.

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%.

This offer is available from January 1, 2024 and expires on December 31, 2024.

*Click here to view the offer Terms and Conditions.