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Cash Back Mastercard®

Earn cash rewards for everyday purchases. 

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

Earn 2 points per $1 spent on gas purchases1, 1 point per $1 spent on entertainment purchases2, and 0.5 points per $1 spent on all other purchases.3

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Card Benefits

  • Annual Fee: None
  • Interest Rate (Purchases): 19.99% Fixed
  • Zero Liability Fraud Protection1
  • Earn Cash Rewards2
  • Purchase Protection & Extended Warranty3
  • Mobile Device Insurance3
  • Mastercard Benefits


The Cash Back Mastercard lives up to its name in a hurry with cash back quickly redeemed as a credit on your account.

  • Earn 2 points for every $1 spent on gas purchases1
  • Earn 1 point for every $1 spent on entertainment purchases2
  • Earn 0.5 points for every $1 spent on all other purchases

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account or a statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Just click here to search by redemption type.

For full details, please see the Rewards Terms & Conditions of this card. 


Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance.
The Certificate of Insurance is available online here. Insurance coverage is subject to change.

Offer Details

Every cardholder earns 2 points for every $1 spent on gas purchases, 1 point for every $1 spent on entertainment purchases, and 0.5 points for every $1 spent on all other purchases.1

You can also take advantage of our special 5.9% rate for all balance transfers! This special rate will apply to each balance transfer for 6 months. Plus, we never charge you any hidden or additional balance transfer fees. Full Terms & Conditions here