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FlexRate Mastercard®

Your card. Your rewards. Your way.

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the FlexRate Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

Apply Now
Or Call (1.855.341.4643)
Offer Terms & Conditions

Card Benefits

  • Annual Fee: $40.00
  • Interest Rate: Variable; As low as 9.90%*
  • Zero Liability Fraud Protection
  • Earn FlexRewards
  • Purchase Protection & Extended Warranty1
  • Mobile Device Insurance1
  • Mastercard Benefits


You decide how to spend your money, so the FlexRate Mastercard gives you the freedom to decide how to use your rewards points, too. Want travel rewards? Done. Want cash back? Done. Want gift cards or merchandise or cruises? Done. When it comes to choices, the FlexRate Mastercard lives up to its name.

With your FlexRate Mastercard, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases

Visit to preview rewards.

See Terms & Conditions for complete details. 


When things break, your FlexRate Mastercard has you covered.

  • 90 days purchase protection on purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card1
  • Mobile device insurance up to $1,0001

Click 1here for complete details of coverage.