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Platinum Business Mastercard®

Elite privileges for your business.

Build valuable rewards for your business with the credit card that helps you conveniently manage business expenses.


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Card Benefits

  • Annual Fee: $99.00
  • Interest Rate (Purchases): 20.99% Fixed
  • Earn Reward Points1
  • Zero Liability Fraud Protection2
  • Purchase Protection & Extended Warranty3
  • Trip Cancellation & Interruption Insurance4
  • Lost or Delayed Baggage4
  • Mastercard Benefits

3 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change. 

Rewards

Build valuable Reward Points every time you or one of your employees uses your Platinum Business Mastercard.

  • Earn 1.5 points on every $1 spent on business purchases2

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Just click here to search by redemption type.

Insurance

Along with building valuable rewards, you'll also enjoy extra-value insurance to help protect most items purchased with your card.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card1
  • Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days1
  • Trip Cancellation & Interruption Insurance2
  • Lost or Delayed Baggage Coverage2
  • Common Carrier Accident Protection2
  • 24/7 Travel Assistance2

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change. 

Offer Details

Earn 1.5 points for every $1 spent everytime your business uses the Platinum Business Mastercard.1

Earn 25% more reward points at eligible home supply, hardware and lumber stores! Bonus reward points limited to $400 spend per card account during promotional period. View Terms and Conditions here.

Plus, enjoy 4,000 bonus points on us when you apply for a new Platinum Business Mastercard. More details here.

You can also take advantage of our special 5.9% rate for all balance transfers! This special rate will apply to each balance transfer for 6 months. Plus, we never charge you any hidden or additional balance transfer fees. Full Terms & Conditions here