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Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Why pay more to carry a rewards credit card? The Centra Gold Mastercard helps you collect valuable reward points on the purchases you make on a regular basis. But you won’t break the budget with high fees or high interest rates.

Between August 1 – October 31, 2020, you also earn 50% more rewards when you shop at discount and stationery stores (find out more) and enjoy a special 5.9% balance transfer rate for 6 months (find out more).

Apply Now
Or Call (1.855.341.4643)

*Offer Details:

  • Every cardholder earns 1 point for every $1 spent on everyday purchases. 
Offer Terms & Conditions

Card Benefits

  • Annual Fee: $50.00
  • Interest Rate (Purchases): 9.90% Fixed
  • Zero Liability Fraud Protection1
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance2
  • Purchase Protection & Extended Warranty2
  • Common Carrier Accident Protection3
  • Mastercard Benefits


Earn valuable rewards every time you use your Centra Gold Mastercard.

Earn 1 point for every $1 spent on everyday purchases

Visit to preview rewards.

For full details, please see the Rewards Terms & Conditions for this card. 


Emergencies happen. You can relax with the Centra Gold Mastercard in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

  • Auto Rental Collision/Loss Insurance for vehicles rented up to 48 consecutive days1
  • 90 days purchase protection on purchases made with your card1
  • Accident Protection up to $125,000 while traveling by common carrier2

Click 1here or 2here for complete details of the travel insurance.