^Rewards

Earn valuable rewards every time you use your Centra Visa Gold card.

• Earn 1 point for every $1 spent on everyday purchases

^Insurance

Emergencies happen. You can relax with the Centra Visa Gold in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

• 90 days purchase protection on eligible purchases made with your card¹
• Double the manufacturer's warranty (up to one year) on eligible purchases made with your card¹
• Mobile Device Insurance¹

¹ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.

Assurant^® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance. By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant^® Financial Services Portal.

^®The Collabria Visa card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

*Trademark of Visa Int., used under license.

^®Collabria trademark is a property of Collabria Financial Services Inc.

^{Offer Details}

COMING SOON: Taking care of yourself should feel rewarding in more ways than one.

Every rep, stretch or moment of calm comes with extra motivation. From January 15 to February 28, 2026, you can earn up to 25% more Flex Rewards points for every $1 you spend on gyms, fitness classes, massages and more^*. That's in addition to the points you already earn every day! ^*Click here to view the offer Terms and Conditions.

There's a new way to make your next trip go even further.

From September 1, 2025 to January 31, 2026^*, get your first tank of gas free when you rent for 5 or more days. ^*Click here to view the offer Terms and Conditions.

Amplify your finances with 0% interest on Balance Transfers for 12 months.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%^*. This offer is available from January 1, 2026 and expires on June 30, 2026. ^*Click here to view the offer Terms and Conditions.

Make your first year count!

Apply for a Centra Gold credit card and receive a $50 annual fee rebate^* for the first year.

This offer is available from Jan 01, 2026 to December 31, 2026. 

*Click here to view the offer Terms and Conditions.

It is never too early to start building credit!

Apply for a credit card now so you can start building your credit score and gain the skills you need to manage money effectively. To get you started, you will receive a $100 statement credit when you activate your card and make your first purchase within 30 days of activation.

This offer is available from Jan 01, 2026 to December 31, 2026 to cardholders between the ages of 18* to 27 years old. 

*18, or the age of majority in your home province.

Click here to view the offer Terms and Conditions.