^Rewards

Earn valuable rewards every time you use your Centra Gold Mastercard.

• Earn 1 point for every $1 spent on everyday purchases

^Insurance

Emergencies happen. You can relax with the Centra Gold Mastercard in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

• 90 days purchase protection on eligible purchases made with your card¹
• Double the manufacturer's warranty (up to one year) on eligible purchases made with your card¹
• Mobile Device Insurance¹

¹ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.

Assurant^® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance. By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant^® Financial Services Portal.

^®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

^®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

^{Offer Details}

COMING SOON: Taking care of yourself should feel rewarding in more ways than one.

Every rep, stretch or moment of calm comes with extra motivation. From January 15 to February 28, 2026, you can earn up to 25% more Flex Rewards points for every $1 you spend on gyms, fitness classes, massages and more^*. That’s in addition to the points you already earn every day! ^*Click here to view the offer Terms and Conditions.

There's a new way to make your next trip go even further.

From September 1, 2025 to January 31, 2026^*, get your first tank of gas free when you rent for 5 or more days. ^*Click here to view the offer Terms and Conditions.

Amplify your finances with 0% interest on Balance Transfers for 12 months.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%^*. This offer is available from January 1, 2026 and expires on June 30, 2026. ^*Click here to view the offer Terms and Conditions.