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Cash Back Mastercard®

Earn cash rewards for everyday purchases. 

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

Earn 1 point per $1 spent on grocery, gas & sustainable transit, select recurring bills & digital streaming purchases1, and 0.5 points per $1 spent on all other purchases.2

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Card Benefits

  • Annual Fee: None
  • Interest Rate (Purchases): 20.99% Fixed
  • Zero Liability Fraud Protection1
  • Earn Cash Rewards2
  • Purchase Protection & Extended Warranty3
  • Mobile Device Insurance3
  • Mastercard Benefits


The Cash Back Mastercard lives up to its name in a hurry with cash back quickly redeemed as a credit on your account.

  • Earn 1 point for every $1 spent on Grocery, Gas & Sustainable Transit, Select Recurring Bills & Digital Streaming purchases1
  • Earn 0.5 points for every $1 spent on all other purchases

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account or a statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Just click here to search by redemption type.

For full details, please see the Rewards Terms & Conditions of this card. 


Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance.
The Certificate of Insurance is available online here. Insurance coverage is subject to change. 


If you are an existing Collabria Cardholder you can file a claim or check your claim status below.

Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance.

By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.

Offer Details

We're here to help guide you on your financial journey so you can thrive in Canada.

Sign up for a new credit card and receive a $50 cash back incentive. With advice on building credit and resources you may need to get started, we're here to support you through the process.

The $50 cash back offer is available from January 1, 2024 and expires on December 31, 2024.

*Click here to view the offer Terms and Conditions.

Simplify your finances with 0% interest on Balance Transfers for 9 months.

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%.

This offer is available from January 1, 2024 and expires on June 30, 2024.

*Click here to view the offer Terms and Conditions.