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Cash Back World Elite® Mastercard

Everyday rewards that move you.

Rewards are waiting with a card that fits your lifestyle. With the Cash Back World Elite Mastercard, you have perks that fit the way you live your life - from purchase protection, to coverage for your mobile device, to those days you want to live it up a little with your World Elite Mastercard® Exclusive Benefits

  • Earn 4 points for every $1 spent on Grocery and Sustainable Transit^
  • Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining^
  • Earn 1 point for every $1 spent on all other purchases

View the Cash Back World Elite® Mastercard eligibility requirements here.


Earn 10x bonus Flex Rewards points on every purchase during your first 90 days when you apply before March 31, 2026.

From January 15 to February 28, 2026, you can earn up to 25% more Flex Rewards points for every $1 you spend on gyms, fitness classes, massages and more.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. This offer is available from January 1, 2026 and expires on June 30, 2026. 

From September 1, 2025 to January 31, 2026, get your first tank of gas free when you rent for 5 or more days.


Apply Now

Card Benefits

  • Annual Fee: $120.00
  • Additional Card Fee: $50.00
  • Interest Rate (Purchases): 20.99% Fixed
  • Cash Back Rewards1
  • Flexible rewards points redemption options2
  • Auto rental benefits3
  • Emergency Health Care and Baggage Coverage - 15 days, under 65 years4
  • 24/7 Travel Assistance4
  • Auto Rental Collision/Loss Damage Insurance5
  • Purchase Protection and Extended Warranty Insurance5
  • Mobile Device Insurance5
  • Zero Liability Fraud Protection6
  • Mastercard Benefits

3Hertz®
  • Hertz Customer Discount Program (CDP) Number: 2291898
  • Up to 25% off the Base Rate
  • Fee-waived Underage Driver fee
  • Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250.
  • No Additional Driver fee
  • 10% off Hertz Per Litre Price for Fuel
  • Free Enrollment in the Hertz Gold Plus Rewards® Program

3Thrifty® and Dollar®

     

Mastercard exclusive benefits

Along with the convenience of acceptance nearly everywhere around the world, Cash Back World Elite Mastercard card includes all the perks of a classic Mastercard, plus an added layer of privileges. Cash Back World Elite Mastercard cardholders have access to 1300+ airport lounges worldwide and other services via Mastercard Travel Pass provided by DragonPass. Click here to learn more about DragonPass and other Mastercard Exclusive Benefits.


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Offer Details

Turn errands into earnings with 10x bonus Flex Rewards points on every purchase!

Earn 10x bonus Flex Rewards points on every purchase during your first 90 days? when you apply for the Cash Back World Elite® Mastercard before March 31, 2026. *Click here to view the offer Terms and Conditions.

COMING SOON: Taking care of yourself should feel rewarding in more ways than one.

Every rep, stretch or moment of calm comes with extra motivation. From January 15 to February 28, 2026, you can earn up to 25% more Flex Rewards points for every $1 you spend on gyms, fitness classes, massages and more*. That's in addition to the points you already earn every day! *Click here to view the offer Terms and Conditions.

There's a new way to make your next trip go even further.

From September 1, 2025 to January 31, 2026*, get your first tank of gas free when you rent for 5 or more days. *Click here to view the offer Terms and Conditions.

Amplify your finances with 0% interest on Balance Transfers for 12 months.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%*. This offer is available from January 1, 2026 and expires on June 30, 2026. *Click here to view the offer Terms and Conditions.