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Cash Back Mastercard®

Earn cash rewards for everyday purchases. 

It doesn't matter if you're buying groceries or gas, dining out with friends, getting a haircut or seeing the latest movie in a theatre. It all adds up to valuable cash back that can be redeemed as an account credit.

  • Earn 1 point for every $1 spent on Grocery, Gas & Sustainable Transit, Select Recurring Bills & Digital Streaming purchases^
  • Earn 0.5 points for every $1 spent on all other purchases

From November 26 to December 3, 2025*, you can earn up to 50% more Flex Rewards points for every $1 you spend on media, electronics, entertainment, and more. That's in addition to the points you already earn every day!

Apply for a Cash Back credit card between November 1 until December 5, 2025 and unlock up to 5,000 Bonus Flex Rewards Points on the things you already love.

From September 1, 2025 to January 31, 2026, get your first tank of gas free when you rent for 5 or more days.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. This offer is available from July 1, 2025 and expires on December 31, 2025.


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Card Benefits

  • Annual Fee: None
  • Interest Rate (Purchases): 20.99% Fixed
  • Cash Back Rewards1
  • Flexible rewards points redemption options2
  • Auto rental benefits3
  • Purchase Protection & Extended Warranty Insurance4
  • Mobile Device Insurance4
  • Zero Liability Fraud Protection5
  • Mastercard Benefits


3Hertz®

  • Hertz Customer Discount Program (CDP) Number: 2291897
  • Up to 15% off the Base Rate
  • Fee-waived Underage Driver fee
  • Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250.
  • No Additional Driver fee
  • Free Enrollment in the Hertz Gold Plus Rewards® Program

3Thrifty® and Dollar®

     


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Insurance

Along with cash back on your purchases, you'll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.


Assurant® is responsible for processing your insurance claim. All the information you provide will be subject to Assurant's Privacy Policy, which can be found on their website here. Insurance benefits are subject to terms, conditions, limitations, and exclusions as outlined in the Certificate of Insurance. By clicking "File a Claim" you will leave the Collabria website and be connected to the Assurant® Financial Services Portal.


®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

Offer Details

Shop big and earn extra Flex Rewards points this Black Friday Weekend.

From November 26 to December 3, 2025*, you can earn up to 50% more Flex Rewards points for every $1 you spend on media, electronics, entertainment, and more. That's in addition to the points you already earn every day! *Click here to view the offer Terms and Conditions.

Your Everyday Spending Just Got Rewarding

Apply for a Cash Back credit card between November 1 until December 5, 2025 and unlock up to 5,000 Bonus Flex Rewards Points on the things you already love. *Click here to view the offer Terms and Conditions.

There's a new way to make your next trip go even further.

From September 1, 2025 to January 31, 2026*, get your first tank of gas free when you rent for 5 or more days. *Click here to view the offer Terms and Conditions.

Amplify your finances with 0% interest on Balance Transfers for 12 months.

Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%*. This offer is available from July 1, 2025 and expires on December 31, 2025. *Click here to view the offer Terms and Conditions.