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World Mastercard®

A wide world of privileges.

The World Mastercard is your key to earning the privileges you deserve. You'll be rewarded with unique benefits and exceptional service wherever you go.

Earn 3 points per $1 spent on grocery purchases1, 2 points per $1 spent on dining and entertainment purchases2, and 1 point per $1 spent on all other purchases.3


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Card Benefits

  • Annual Fee: $120.00
  • Additional Fee: $50.00
  • Interest Rate(Purchases): 20.99% Fixed
  • Zero Liability Fraud Protection1
  • Earn Reward Points2
  • Boingo Wi-Fi at 1 million hotspots worldwide3
  • Auto Rental Collision/Loss Damage Insurance4
  • Purchase Protection & Extended Warranty4
  • Emergency Health Care Coverage5
  • Trip Cancellation & Interruption Insurance5
  • Lost or Delayed Baggage5
  • Protection For Grandchildren Travelling With You5
  • 24/7 Travel Assistance5
  • Mastercard Benefits

4 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change. 

Rewards

The World Mastercard unlocks premium-level experiences designed to bring valuable rewards on your purchases and travel.

  • Earn 3 points for every $1 spent on grocery purchases1
  • Earn 2 points for every $1 spent on dining and entertainment purchases2
  • Earn 1 point for every $1 spent on all other purchases

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Just click here to search by redemption type.

For the full Rewards Program Rules, click here

Insurance

Emergencies happen. Things break. Your card includes extra benefits to help you get the assistance you need around the clock and around the world.

  • Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days1
  • 90 days purchase protection on eligible purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on eligible purchases made with your card1
  • Mobile Device Insurance1
  • Emergency Healthcare Coverage up to 60 days, including coverage for grandchildren traveling with the cardholder2
  • Trip Cancellation Insurance up to $2,000 when your travels are changed for a variety of reasons2
  • Unlimited Trip Interruption Insurance2
  • Lost or Delayed Baggage Coverage2
  • 24/7 Travel Assistance2

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change. 

Offer Details

Every cardholder earns:

  • 3 points for every $1 spent on grocery purchases1
  • 2 points for every $1 spent on dining and entertainment purchases2
  • 1 point for every $1 spent on all other purchases

For full details, please see the Rewards Terms & Conditions for this card.3

Plus, enjoy 10,000 bonus points on us when you apply for a new World Mastercard. More details here.

You can also take advantage of our special 5.9% rate for all balance transfers! This special rate will apply to each balance transfer for 6 months. Plus, we never charge you any hidden or additional balance transfer fees. Full Terms & Conditions here