Enjoy 3.9% on Balance Transfers Using Promo Code '2021'

We value your support and our community. That’s why we never charge any balance transfer fees when you transfer balances onto your credit card with us.

Plus, for each balance transfer performed from your CUETS or MBNA card to your credit card with us in 2021, you’ll receive a special 3.9% rate for 6 months. This means you’ll get to save on interest rates just by transferring your balances! 

To initiate a balance transfer, just log on to MyCardInfo and select Account Services. Then click on Balance Transfer and follow the prompts to initiate your balance transfer. Remember to enter this promo code:

2021

Got questions? Just reach out to us by phone or visit us in-branch, and we’ll be happy to help you!

Terms and Conditions

Between January 2 and March 31, 2021, the 3.9% annual interest rate will be available exclusively on new accounts opened by credit union members who carry a CUETS/MBNA credit card. This offer applies to balance transfers on new credit card accounts in the Centra Gold, Travel Rewards Gold, World Mastercard, Visa Infinite, Low Rate Business, Platinum Business Mastercard and Visa Infinite Business card products.

Between April 1 and December 31, 2021, the 3.9% annual interest rate will be available to all cardholders who carry a CUETS/MBNA credit card. This offer applies to balance transfers on all consumer and business credit card accounts (Cash Back, Classic, Centra Gold, Travel Rewards Gold, World Mastercard, Visa Infinite, No Fee Cash Back Business, Low Rate Business, Platinum Business Mastercard and Visa Infinite Business), except the US Dollar card.

Please refer to your Cardholder Agreement for further details regarding Collabria credit cards. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), at their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

BALANCE TRANSFER EXCLUSIVE OFFER: Between January 2 and March 31, 2021, the special 3.9% annual interest rate for balance transfers is available for 90 days from the date of new account opening and applies for 6 months from the date of transfer. Between April 1 and December 31, 2021, the special 3.9% annual interest rate for balance transfers applies for 6 months from the date of transfer.

In order to receive this special 3.9% rate cardholder must apply promo code 2021 in the promo code field in MyCardInfo at time of performing balance transfer transaction. When the promotional rate ends, your standard interest rate will apply.

The promo code 2021 can only be used during the promotional period on new accounts opened between January 2, 2021 – December 31, 2021. This offer may be withdrawn or ended at any time without prior notice. This offer applies to all consumer and business credit cards, except US Dollar card. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card.

This promotional offer does not apply to transfers between Collabria accounts.** Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.

Between January 2 and March 31, 2021, in order to receive the special 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows, as long as first balance transfer is performed within 90 days of new account opening and as long as each transfer is $500 or more. Between April 1 and December 31, 2021, in order to receive the special 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows, as long as each transfer is $500 or more. The minimum transfer amount without promotional offers is $100. Review all terms and conditions for complete details.

**To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa International Service Association and used under license.